Simple, straight forward pricing

iPay offers simple, straight forward and transparent pricing designed
for businesses of all sizes and at different stages of growth.

Features

Basic

Standard

Enterprise

Ideal for Individuals, Start-Ups , Freelancers and unregistered businesses who are just starting out or trying out an idea.

Ideal for growing businesses with business registration documents and business bank accounts.

Ideal for businesses at scale or businesses looking to receive international payments.

1.9% + 0.5p
Per Successful Transaction
2.5% + 0.5p
Per Successful Transaction
3.5% + 0.5p
Per Successful Transaction
Accept MTN Mobile Money, Vodafone Cash and AirtelTigo Money and QR Payments
Accept MTN Mobile Money, Vodafone Cash and AirtelTigo Money and QR Payments
Accept VISA and MasterCard payments in GHs (Local issued cards only)
Accept MTN Mobile Money, Vodafone Cash and AirtelTigo Money and QR Payments
Accept VISA and MasterCard payments in GHs ( Both Local & Internationally issued cards )
No Integration Fees
No Hidden Charges
No Monthly Fees
No Setup Fees
Monthly fees may apply for card reader
Setup fee may apply for card reader
No integration fees
No hidden charges
Monthly fees may apply for card reader
Setup fee may apply for card reader
No integration fees
No hidden charges
Sell everywhere into ONE account
  • Online or Social Media or App
  • In your shop or Offline
  • On Mobile - USSD
  • All channels in BASIC

  • + Card reader or POS terminal.
  • All channels in BASIC

  • + Card reader or POS terminal.
  • 5 working days per week

  • Telephone support
  • Email support
  • 7 days per week

  • Telephone support
  • Email support
  • 7 days per week

  • Telephone and Email support
  • Dedicated Account Manager
  • Features

    Basic

    Ideal for Individuals, Start-Ups , Freelancers and unregistered businesses who are just starting out or trying out an idea.

    1.9% + 0.5p
    Per Successful Transaction
    Accept MTN Mobile Money, Vodafone Cash and AirtelTigo Money and QR Payments
    No Integration Fees
    No Hidden Charges
    No Monthly Fees
    No Setup Fees
    Sell everywhere into ONE account
  • Online or Social Media or App
  • In your shop or Offline
  • On Mobile - USSD
  • 5 working days per week

  • Telephone support
  • Email support
  • Features

    Standard

    Ideal for growing businesses with business registration documents and business bank accounts.

    2.5% + 0.5p
    Per Successful Transaction
    Accept MTN Mobile Money, Vodafone Cash and AirtelTigo Money and QR Payments
    Accept VISA and MasterCard payments in GHs (Local issued cards only)
    Monthly fees may apply for card reader
    Setup fee may apply for card reader
    No integration fees
    No hidden charges
    All channels in BASIC

  • + Card reader or POS terminal.
  • 7 days per week

  • Telephone support
  • Email support
  • Features

    Enterprise

    Ideal for businesses at scale or businesses looking to receive international payments.

    3.5% + 0.5p
    Per Successful Transaction
    Accept MTN Mobile Money, Vodafone Cash and AirtelTigo Money and QR Payments
    Accept VISA and MasterCard payments in GHs ( Both Local & Internationally issued cards )
    Monthly fees may apply for card reader
    Setup fee may apply for card reader
    No integration fees
    No hidden charges
    All channels in BASIC

  • + Card reader or POS terminal.
  • 7 days per week

  • Telephone and Email support
  • Dedicated Account Manager
  • In-Shop and Offline Payments

    Wherever you sell; whether in your brick and mortar shop, by your sales or delivery personnel out on the go, iPay
    offers a convenient, cashless and simple way to accept payments from all these outlets into ONE ACCOUNT.

    • Accept Mobile Money, QR and Card payments with iPay ONE-POS
    • Manage your products, inventory and customer loyalty
    • Pay your suppliers , utility bills and send money in ONE click
    • Get extra shop visits and earn commissions in your pocket with our PayPoint Services.

    Other Fees

  • Payouts (Send Money to Mobile Money & Bank Accounts)


  • Send Bulk SMS to your customers on their Birthdays, offer discounts and many more
  • Different Business Model?

    Do you want to implement a different pricing model, have high volume transactions or have a special requirement for your business?
    Get in touch to discuss your requirement.

    Frequently Asked Questions

    All payments received are deposited in your iPay Balance on a T+1 basis for Local Payments; (less any applicable Fees as per our Fee Schedule), where T is the transaction date. International Payments are charged and settled in Ghana cedis on varying cycles.

    Your received funds in your iPay Balance can be transferred to your designated bank account upon your request. Alternatively, you can use our PayOut/Send Money function to disburse payments to your suppliers, employees or pay your bills and top-up airtime instantly.

    You can initiate a transfer request at any time on a business day by clicking the “Transfer Funds button” in your iPay Dashboard. When your request is processed, you will receive a Funds Transfer Report via Email and/or SMS. Transfers to your account may normally register in your bank account within 48hours. You can always check on the status of your transfer in your iPay Dashboard.
    We process only a minimum transfer of GHS 200. If your collected funds are less than this minimum, it shall remain pending transfer until your transactions reach the minimum GHS 200 limit.
    By default, merchants or businesses typically pay a transaction fee on successful transactions processed through the platform. You can pass on the fee to your customers if you wish to. Kindly contact our support team @support@ipaygh.com.

    Start selling with iPay in 25 minutes!!!